If you have performed all of these tasks, you have fulfilled your due diligence responsibility as a holder:

• Examine records to find all unclaimed property.
• Determine the owner of the property.
• Use other internal resources to locate owners. For example, if you work for a bank/financial institution and find an inactive account for Jane Smith, before you designate that account as unclaimed, please ensure that your institution does not have an active account for Jane Smith.
• Verify that the owner has made no verbal or written contact with you concerning the property.
• Attempt to contact the owners by first class mail at their last known address.
• Complete in no less than 60 days, but no more than 120 days, before filing report.
• Pay owners you locate.
• Download forms and instructions from the Web site.
• Report all unclaimed property to the state.